Our Blog
New York credit card surcharge laws: what businesses need to know (2026)
Posted by yeeld | November 4, 2026
New York allows businesses to surcharge credit card transactions, but it has strict rules about how the credit card price is displayed. The total credit card price, including the surcharge, must be clearly and conspicuously posted before the customer pays, and the surcharge cannot exceed the amount permitted by New York law and applicable card-network […]
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Surcharge vs. convenience fee vs. service fee vs. cash discount
Posted by yeeld | October 27, 2026
Not all payment fees are the same. Learn the key differences between a surcharge, convenience fee, service fee, and cash discount, with guidance from Yeeld.
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Alabama just stopped taxing credit card surcharges. It won’t be the last state to change the rules.
Posted by yeeld | September 30, 2026
As of September 1, 2026, credit card surcharges are not taxable in Alabama as long as the surcharge is listed separately on the receipt. Until now, Alabama treated a card fee as part of the taxable sales price, like many other US states. In summary: add a 3% surcharge, and you owe sales tax on […]
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Consulting
Payment Processing
payments
Surcharging
Technology
When the surcharge lever goes away: what Australia’s 2026 surcharging ban signals for cost recovery
Posted by yeeld | September 10, 2026
Beginning 1 October 2026, Australia will remove merchants’ ability to surcharge transactions on designated eftpos, Mastercard, and Visa debit, prepaid, and credit card networks. The Reserve Bank of Australia is pairing the change with lower interchange caps and new fee-transparency requirements. The details matter, but the bigger story is what happens next. Australia is about […]
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Embedded Payments
integration
Payment Processing
payments
Surcharging
Technology
How SaaS platforms should manage a payments buy rate
Posted by yeeld | August 26, 2026
A practical guide to payments pricing, margin, reconciliation, risk, and governance at scale For SaaS platforms that enable merchants to accept payments, a buy-rate model gives the platform control over merchant pricing. The platform purchases payment services at a contracted wholesale rate, generally consisting of network costs plus a provider markup, and sets the rate […]
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integration
Monetization
Payment Processing
payments
Surcharging
Technology
