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Alabama just stopped taxing credit card surcharges. It won’t be the last state to change the rules.

Posted by yeeld | September 30, 2026
As of September 1, 2026, credit card surcharges are not taxable in Alabama as long as the surcharge is listed separately on the receipt.  Until now, Alabama treated a card fee as part of the taxable sales price, like many other US states. In summary: add a 3% surcharge, and you owe sales tax on […] Read More
Consulting Payment Processing payments Surcharging Technology

When the surcharge lever goes away: what Australia’s 2026 surcharging ban signals for cost recovery

Posted by yeeld | September 10, 2026
Beginning 1 October 2026, Australia will remove merchants’ ability to surcharge transactions on designated eftpos, Mastercard, and Visa debit, prepaid, and credit card networks. The Reserve Bank of Australia is pairing the change with lower interchange caps and new fee-transparency requirements. The details matter, but the bigger story is what happens next. Australia is about […] Read More
Embedded Payments integration Payment Processing payments Surcharging Technology

How SaaS platforms should manage a payments buy rate

Posted by yeeld | August 26, 2026
A practical guide to payments pricing, margin, reconciliation, risk, and governance at scale For SaaS platforms that enable merchants to accept payments, a buy-rate model gives the platform control over merchant pricing. The platform purchases payment services at a contracted wholesale rate, generally consisting of network costs plus a provider markup, and sets the rate […] Read More
integration Monetization Payment Processing payments Surcharging Technology

Payments integration review: what it covers and why you need one

Posted by yeeld | August 12, 2026
Quick SummaryA payment integration can process transactions successfully while still containing architectural, operational, or compliance gaps. A thorough integration review evaluates more than code: it examines payment flows, provider configuration, connected-account onboarding, webhooks, reporting, reconciliation, security, and operational readiness. Businesses often invest significant time and resources into payment implementations, software integrations, and custom workflows.  However, […] Read More

The platform opportunity in surcharging

Posted by yeeld | July 29, 2026
Merchants are asking for relief from card costs. Platforms that answer well turn surcharging into adoption, retention, and revenue. For years, the platform payments playbook was straightforward: embed payments, improve the user experience, and earn a share of the economics. That opportunity remains enormous. But as embedded payments mature, platforms are confronting a harder question: […] Read More
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